America’s Best TAMPs Showcase - Flipbook - Page 45
2026 AMERICA’S BEST TAMPS
SMARTLEAF
ASSET
MANAGEMENT
Jerry Michael
President and
Cofounder
TM
Smartleaf Asset Management
One Bowdoin Square, Floor 10, Boston, MA 02114
www.smartleafam.com
Smartleaf Asset Management, LLC (SAM) offers a customized rebalancing
and trading sub-advisory service for unified managed households (UMHs),
unified managed accounts (UMAs) and separately managed accounts
(SMAs). Advisors retain control of asset allocation, customization choices,
tax-management preferences, and product choice — any combination of
equities, ADRs, ETFs and mutual funds.
By outsourcing portfolio management to SAM, you can provide every client
of every size exceptionally high levels of portfolio personalization and tax
management—while spending zero time reviewing, rebalancing and trading
portfolios. We work directly with leading custodians to access account
information and to manage the trade execution workflow.
Direct Indexes as Easy as ETFs
SAM makes working with direct indexes as easy as working with ETFs—a
simple choice on a pull-down menu.
Smartleaf Asset
Management’s (SAM’s)
clients define themselves
as financial-planning
centric; they aim to be the
investor’s “lifetime financial
coach.” We enable these
firms to offer unlimited
personalization and tax
optimization to every
account—while freeing their
investor-facing advisors
from having to spend any
time rebalancing or trading
portfolios. Advisors control
asset allocation, product
choice and all customization
and tax-management
parameters. SAM takes
responsibility for day-to-day
reviewing, rebalancing and
trading.
We enable our clients to
demonstrate the quality
and effectiveness of their
tax management. For most
accounts, our clients can
document that they save
or defer more in taxes than
they charge in advisory fees.
SAM manages portfolios
with any combination of
cash, ETFs, mutual funds,
active equity strategies,
and direct indexes. Of note,
with SAM, direct indexes
are as easy to work with as
ETFs—it’s just a choice on
a pull-down menu; there’s
no increase in operational
complexity.
Flexible Open Architecture UMA
SAM supports any combination of ETFs, mutual funds, direct indexes and
actively managed equity strategies. Use your existing asset allocation and
security models, or leverage our open-architecture model distribution service
to use those from third-parties.
Powerful Customization
Outsourcing does not mean a reduction in customization; it means an
increase. You can provide every account with custom product choice, custom
cash management and custom screens for religious-values, ESG/SRI and
restricted securities.
Exceptional Tax Management
Provide every account with year-round, tax-loss harvesting, short-to-longterm gains deferral, ongoing gains deferral and tax sensitive transition—all
based on the individual tax rates of each client.
Sophisticated Transition Management
Generate tax-optimized transition proposals in real time. Implement tax or
gains budgets. Minimize the disruption of managing new client portfolios by
incorporating low-basis legacy holdings and counterbalancing the risk of
concentrated holdings.
Documentation of Taxes You Save
Go beyond saying you tax manage accounts. Provide every client with a
personalized account- and household-level report that lets you document
the taxes your clients have saved or deferred through your active tax
management. For most clients, you should be able to document that you
save or defer more in taxes than you charge in advisory fees.
Unified Managed Householding (UMH)
Optimize the management of groups of accounts to a joint household-level
asset allocation, taking advantage of tax-deferred accounts to minimize taxes
when rebalancing.
Smartleaf Asset Management, LLC is an SEC-Registered RIA that operates Smartleaf Inc.
software to automate unified managed account rebalancing and trade execution services.
STR AT E G I C F E AT U R E S
YEAR-ROUND TAX OPTIMIZATION
REAL-TIME GENERATION OF MULTIYEAR TRANSITION PLANS
DOCUMENTATION OF THE TAXES
YOU SAVE OR DEFER THROUGH
ACTIVE TAX MANAGEMENT
TAX-OPTIMIZED UNIFIED
MANAGED HOUSEHOLDS (UMHS)
INTERACTIVE ADVISOR PORTAL
MODEL MARKETPLACE
DIRECT INDEXES AS EASY TO USE
AS ETFS
INTEGRATION WITH SCHWAB,
FIDELITY, AND AXOS (PERSHING
IN THE WORKS)
REAL-TIME FEEDBACK ON THE
TAX AND RISK IMPLICATIONS OF
PERSONALIZATION CHOICES
INTEGRATION WITH MOST BANK
TRUST ACCOUNTING SYSTEM
45
New business contacts:
Bob Leaper, Chief Sales Officer
Phone: (617) 312-1013
Email: bleaper@smartleaf.com
Website: www.smartleaf.com/
contact-us
CONTACT
KEY TAMP PERSONNEL
CLICK IMAGE TO LEARN MORE
Bob Leaper
Chief Sales Officer
Robey NeJame
Director of Sales
Type of Program: SMA (direct
indexing and active strategies),
UMA and UMH. Clients stay in
control of asset allocation and
product choice.
Total Assets in Program:
$6.75 billion
Year Program Began: 2020
Managers on Platform
Vetted: No
Managers GIPS®
Compliant: No
Types of Products Available:
ETFs, Mutual Funds, Individual
Stocks (US and ADR). SMA,
UMA and UMH
Program Compatible for:
RIAs, BDs, Bank Trusts, TAMPS
Optimized for Tax Trading
Efficiency: Yes. Year-round tax
loss harvesting; risk-optimized
gains deferral; tax-budgets;
wash-sale avoidance; optimal
tax-lot selection; tax-optimized
householding; documentation
for each account and
household of the taxes saved
or deferred through active tax
management.
Sleeve-Level Reporting:
No. Portfolios are optimized
holistically at the UMA and
UMH level.
Program Links to a
Trade Execution or Order
Management System: Yes
Proposal / IPS: Partial. Realtime generation of proposed
trades, including first trades
of multi-year tax-optimized
transition plans. Real-time
generation of the tax and
risk (tracking error) impact of
proposed trades.
Asset Allocation
Methodologies: Clients can
use their own asset allocation
models or subscribe to third
party asset allocation models.
