America’s Most Advisor-Friendly Trust Companies Showcase - Flipbook - Page 31
2026 ADVISOR-FRIENDLY TRUST COMPANIES
MEMBERS
TRUST
COMPANY
Ken Lako
President & CEO
Members Trust Company
14055 Riveredge Dr, Ste 525, Tampa, FL 33637
memberstrust.com
Members Trust Company is a nationally chartered trust company
uniquely built to serve financial advisors, credit unions, and their
clients with flexibility, independence, and true partnership. Because
of our national charter, we meet advisors and clients where they
are, structuring solutions based on their needs, not geographic or
institutional constraints.
Members Trust Company
is built to help financial
advisors grow, without
competing for their clients.
As a directed and delegated
trust partner, we provide
independent, conflict-free
fiduciary administration that
allows advisors to stay at
the center of the relationship
while expanding into trusts
and complex planning.
We combine deep
fiduciary expertise with
a practical, advisor-first
approach and deliver
flexible solutions, responsive
service, and real-world
guidance that strengthens
client outcomes and
retention. Our partnerships
with credit unions and
RIAs enable advisors to
offer sophisticated trust
capabilities without adding
operational burden.
What sets MTC apart
is simple: we act as an
extension of the advisor,
not a replacement. Every
decision we make is
grounded in protecting and
enhancing the advisor-client
relationship.
That focus has fueled our
growth, our innovation, and
our recognition as one of
America’s most advisorfriendly trust companies.
New business contact:
Jason Liu
Chief Growth Officer
Phone: (360) 342-4663
Email: jason.liu@memberstrust.com
Website: memberstrust.com
CONTACT
States chartered/licensed
in: National Charter
Average account size:
$800,000
In 2025, we expanded our capabilities with the addition of Nevada
Asset Protection Trusts, further strengthening our ability to deliver
sophisticated planning strategies for high-net-worth clients. This expansion reflects our commitment to staying ahead of evolving client
needs while equipping advisors with tools that deepen relationships
and drive growth.
Total AUA: $4+ billion
What truly sets MTC apart is our advisor-first model. We do not compete for investment management, we support it. Whether serving as
trustee, co-trustee, or agent for trustee, our role is to strengthen the
advisor’s position, not replace it. Our team of experienced fiduciary
professionals including JDs, LLMs, CFAs, CFPs, and CTFAs, brings
both technical depth and practical execution to complex situations,
from specialty assets to special needs planning.
Number of relationships
with advisors: MTC has a
relationship with 100+ firms
across the nation.
Unlike many trust companies, our model is built on alignment, not
competition. Our structure and partner-driven approach create a
foundation for competitive pricing, high-touch service, and long-term
relationship focus. Simply put, we are designed to deliver value, not
extract it.
Custodians supported:
Fidelity, Schwab, SEI,
AssetMark, LPL, Merrill
Lynch with ability to initiate
additional custodians as
required.
Fees
Directed Trusts:
0.45% – first $2M
0.35% – next $3M
0.30% – next $5M
0.20% – over $10M
Delegated Trusts: Additional
0.05% added at each tier
Annual minimum fee: $5,000
Over the past year, we have expanded strategic partnerships,
enhanced advisor solutions, and accelerated growth across our
platform, reflecting the increasing demand for a truly advisor-aligned
trust partner.
Number of in-house
experts: 12
We combine the capabilities of a large national firm with the responsiveness of a boutique partner, ensuring advisors and their clients
receive sophisticated solutions and a superior service experience.
Supports directed trusts: Yes
Advisors choose Members Trust Company because we simplify
complexity, expand what’s possible for their clients, and operate
with a clear purpose: to help them grow, retain, and better serve the
relationships they’ve worked hard to build.
STR AT E G I C F E AT U R E S
CREATION OF ASSET
PROTECTION TRUSTS
RETIREMENT ASSET
ESTATE PLANNING
ESTATE PLANNING FOR
BLENDED FAMILIES
SPECIAL NEEDS TRUST
FORMATION
ESTATE PLANNING FOR HIGHNET-WORTH INDIVIDUALS
TAX-EFFICIENT PLANNING
FOR MAJOR TRANSACTIONS
INTEGRATING ADVISORS IN
TRUST MANAGEMENT
31
Trust accounting system:
FIS, Trust Desk. Converting to
SEI SWP in Nov. 2026.
Supports delegated trusts: Yes
Typical timeframe for
acceptance of new trust:
1–3 business days
Marketing support includes:
Educational material on Estate
Planning and Investments,
Webinars, In-Person seminars
all designed to enhance
advisor’s role
